INSURANCE FOR CRAFTERS

Are you an individual who operates a business from your home? Do you know that your homeowners policy may not provide you with the coverage that you need for your business? We are ready to help.

WE BUILD OUR COVERAGE TO MEET YOUR NEEDS

Many crafters start out as people who love to create items that show their personal style. Crafters sell a variety of different products including jewelry, clothing/accessories, glassware, woodworking or holiday items. Success comes from connecting with customers and creating a product that people love! This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best.

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WE TARGET THE BUSINESSES THAT WE KNOW BEST

General liability, professional liability, property and data security. See if you are a fit for our low prices.
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GENERAL LIABILITY

Protection for someone slipping and falling while in your booth at a craft fair. You could be responsible for any injuries sustained as well as damage to another person’s booth.

BUSINESS PERSONAL PROPERTY

Protection for your inventory in your home and while at craft shows. This includes theft of your inventory wherever you may be.

BUSINESS INCOME AND EXTRA EXPENSE

Protection for the lost income due to your home being uninhabitable. For example, your home has a fire before your peak season and you need to rent temporary space on a part-time basis to complete your products. The extra expense incurred to rent the space on a part-time basis due to the fire would be covered.

Coverage is based on the terms, conditions, limitations and exclusions of your policy.  Be sure to read your policy to verify your coverage.

BEST PRACTICES RESOURCES

Our best practices are a practical guide to help you avoid unnecessary claims

Be informed - Read all contracts with venues since many venues require vendors to accept liability for things like slip and fall accidents that may be out of your control.

Avoid trip and falls - This is the number one exposure for crafters at a craft fair or flea market. Be sure that your area is clear of any and all tripping hazards.

Bring help when needed - Hire a helper for craft fairs or flea markets that may have many attendees. If you are working the booth by yourself, this could lead to theft of your product when you are helping another customer.

CoverSmart is the best way to buy business insurance.

In a few minutes, you can get a quote and buy the coverage you need. We are a Berkshire Hathaway company
with an A++ A.M. Best financial stability ranking. That means you are getting the right protection at a low price
from a highly rated extremely stable insurance carrier.
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