INSURANCE FOR ENTERTAINERS

Are you an individual who operates a business from your home? Do you know that your homeowners policy may not provide you with the coverage that you need for your business? We are ready to help.

WE BUILD OUR COVERAGE TO MEET YOUR NEEDS

Many entertainers such as magicians or balloon artists start out as people who love crowds and entertaining. Or, an individual may have a striking resemblance to a fictional character such as Santa Claus or a princess. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best.

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General liability, professional liability, property and data security. See if you are a fit for our low prices.
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GENERAL LIABILITY

Protection for someone slipping and falling over a prop or one of your items while entertaining.

BUSINESS PERSONAL PROPERTY

Protection for the property you use in your business including the theft or damage of your equipment.

PROFESSIONAL LIABILITY

Protection for errors that you make in the course of doing business that cause financial loss to others. For example, you incorrectly schedule to perform at a birthday party on Saturday when the event is on Friday and you are double booked. Professional liability would provide coverage for any extra expense that the host incurs in finding substitute entertainment at the last minute.
Professional Liability may not be available depending on state of residence and class of business.

BUSINESS INCOME AND EXTRA EXPENSE

Protection for the lost income due to your home being uninhabitable. For example, you typically meet with clients at your home, but, due to a fire, you need to rent temporary office space on a part-time basis. The extra expense incurred due to the fire would be covered.

Coverage is based on the terms, conditions, limitations and exclusions of your policy.  Be sure to read your policy to verify your coverage.

BEST PRACTICES RESOURCES

Our best practices are a practical guide to help you avoid unnecessary claims

Balloon artists beware of choking hazards - Do not give balloons directly to children under three. Tell children not to put balloons in their mouths. Be sure to pick up and dispose of any burst balloons.

Ensure that your backdrops, tables, and props are secure - Injury can be caused by falling objects. If you are utilizing props and backdrops in your performance, be sure that they are secure.

Ask permission when dealing with children - Kids may have allergic reactions to face paints so always ask parent’s permission before doing face painting on a minor. Also be sure to disinfect brushes between customers since the brushes may spread a contagious rash.

Avoid physical contact - Unless you are given express permission, avoid any physical contact with your audience members to avoid claims involving improper touching.

CoverSmart is the best way to buy business insurance.

In a few minutes, you can get a quote and buy the coverage you need. We are a Berkshire Hathaway company
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