Protection for someone slipping and falling over a prop or one of your items while entertaining.
Protection for the property you use in your business including the theft or damage of your equipment.
Protection for errors that you make in the course of doing business that cause financial loss to others. For example, you incorrectly schedule to perform at a birthday party on Saturday when the event is on Friday and you are double booked. Professional liability would provide coverage for any extra expense that the host incurs in finding substitute entertainment at the last minute.
Professional Liability may not be available depending on state of residence and class of business.
Protection for the lost income due to your home being uninhabitable. For example, you typically meet with clients at your home, but, due to a fire, you need to rent temporary office space on a part-time basis. The extra expense incurred due to the fire could be covered.
Balloon artists beware of choking hazards - Do not give balloons directly to children under three. Tell children not to put balloons in their mouths. Be sure to pick up and dispose of any burst balloons.
Ensure that your backdrops, tables, and props are secure - Injury can be caused by falling objects. If you are utilizing props and backdrops in your performance, be sure that they are secure.
Ask permission when dealing with children - Kids may have allergic reactions to face paints so always ask parent’s permission before doing face painting on a minor. Also be sure to disinfect brushes between customers since the brushes may spread a contagious rash.
Avoid physical contact - Unless you are given express permission, avoid any physical contact with your audience members to avoid claims involving improper touching.