INSURANCE FOR SALES CONSULTANTS

Are you an individual who operates a business from your home? Do you know that your homeowners policy may not provide you with the coverage that you need for your business? We are ready to help.

WE BUILD OUR COVERAGE TO MEET YOUR NEEDS

Many people who are sales consultants start out as individuals who find a product that they love and realize an opportunity to make money selling the product whether it be clothing, jewelry, personal care products or housewares. This hobby can quickly grow into a business that provides a source of income for what you do best. Helping you protect your business is what we do best.

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WE TARGET THE BUSINESSES THAT WE KNOW BEST

General liability, professional liability, property and data security. See if you are a fit for our low prices.
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GENERAL LIABILITY

Protection for someone slipping and falling while visiting your home or away from your home. For example, a customer falls in your booth at a craft fair or flea market.

BUSINESS PERSONAL PROPERTY

Protection for your inventory in your home and away from your home. This would provide coverage for inventory damaged in a fire or stolen when you are at a “pop-up” party.

BUSINESS INCOME AND EXTRA EXPENSE

Protection for the lost income due to your home being uninhabitable. For example, your home has a fire making you unable to work at your home and post your products online. The extra expense incurred to rent space on a part-time basis due to the fire would be covered.

Coverage is based on the terms, conditions, limitations and exclusions of your policy.  Be sure to read your policy to verify your coverage.

BEST PRACTICES RESOURCES

Our best practices are a practical guide to help you avoid unnecessary claims

Bring help when needed - Hire a helper for craft fairs or flea markets that may have many attendees. If you are working the booth by yourself, this could lead to theft of your product when you are helping another customer.

Avoid trip and falls - Keep your steps and walkways clear and well-lit for customers who are coming to your house to pick up orders.

Keep track of your inventory - Maintain accurate records of inventory in your home so that you can easily provide a value of the inventory in case of a covered loss. Be sure to also keep your inventory in a safe place.

CoverSmart is the best way to buy business insurance.

In a few minutes, you can get a quote and buy the coverage you need. We are a Berkshire Hathaway company
with an A++ A.M. Best financial stability ranking. That means you are getting the right protection at a low price
from a highly rated extremely stable insurance carrier.
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