Pick the option below that best matches your business needs
Coverage is based on the terms, conditions, limitations and exclusions of your policy. Be sure to read your policy to verify your coverage.
Always use written contracts - All clients have some degree of expectation for the event you plan for them, whether it is a wedding or a birthday party. Always use written contracts signed by your customers to confirm the details and to protect you if a client is unhappy with the event. A local attorney or industry group can help you word the contract correctly.
Be timely and thorough - A party planner might forget to book a venue, send out an invitation with the wrong date or arrange the incorrect food with a caterer. All of these mistakes can result in costly claims. To avoid this, it is important to track your bookings and double-check the details of each event.
Know your vendors - Problems can arise from the failure of a vendor you have hired for a party. If a caterer fails to provide food in a timely fashion at a wedding you planned, you can be held responsible since you recommended or hired the vendor. Be familiar with your vendors and find vendors you can trust.
Maintain open communication with your clients - Planning parties and weddings can involve clients who are highly stressed. Moreover, weddings can involve multiple people with strong opinions. Remember your duty to communicate with your client and filter out the opinions of others that your client does not agree with. Keeping written documentation of plans and changes is the best defense to a claim.